Many people own checking accounts with massive amounts of money in them – sometimes up to $10,000. I always wonder why they don’t have that money in savings accounts. It turns out, very few people in the United States even own a savings account. The first thing we must explore before talking...

Most people are living paycheck to paycheck. When all you can afford are the minimum payments on credit cards, and each month you max out the card again to stay afloat, how can you possibly find a way to pay down the credit cards? Here a seven ways to “find” extra money each month. Make a list...