The recent economic crisis has made many people think twice about purchasing a home. As prices dipped and people were unable to sell their homes for their actual worth, real estate did not seem to be such a good investment. The housing bubble resulted in many homeowners dealing with negative equity in...

Let’s face the facts here. While mortgage lenders might seem to be very helpful (and they are sometimes!), remember that they are in the business of making money. This means that you need to pay for the help, that is, the money they offer you. In order to calculate their profit and loss risk, mortgage...

The process of applying for a home loan can be overwhelming to first time potential homeowners. It is one of the most expensive purchases that the homeowner will most likely make in their lifetime and one of the longest financial terms that the homeowner will sign a contract for. The process of home...