When most buyers think of saving during a shopping, the first thing that usually comes to mind is using coupons. They are the seller’s way of getting buyers to buy their products and services. Because most sellers build the cost of advertising and coupons into their price offers, you are obviously paying too much if you refuse to use coupons. Without doubt coupons can save you some money, but you can find a couple of disadvantages to using them. People who adopt frugal living, not only use coupons but also understand when to use them.
They know many hours of organizing and clipping are needed, which isn’t something that ranks high on the priority list. For others, coupons and the idea of getting good bargains makes it easier to buy things you don’t regularly use or need. If you don’t look closely, you can end up spending a lot more than necessary when using coupons.
You may find coupons in newspapers, magazines, on product packages and occasionally they even come in your mail. Coupon exchanges at your local library and in stores are another good coupons source; however, searching through endless piles of papers and checking expiration dates can be tedious and time consuming.
The most obvious way to get the coupon you actually need is to exchange them with relatives and friends. Stay away from a common mistake frequently made with coupon: you shouldn’t redeem it too soon, try to wait until the product is on sale, typically about one month after the coupon is published; that way you can get the cents off on top of the offered sale price. So the most effective strategy is to get a little accordion file and put your favorite coupons in it so you can use a coupon when a sale starts.
So, why do so many people ignore these generic supermarket gems? Perhaps, people prefer to use what is familiar. Many people get their products from TV commercials; they assume that if it is on TV, it has to be good. They think they are buying better quality products, but they’ve been given a bill of goods. Actually, most house and generic brands are made by the name-brand manufacturers and just repackaged. The real difference is how the labels look.
For people who use coupons often, they should find a local store that offers double or triple coupon days (it credits your bills with two or three times the coupon face value). Those offers can actually save you a bundle of cash. Some stores restrict the allowable deduction for each coupon to a dollar. Even so, you may still easily save $15-20 per grocery shopping if you make the best of those special sale days. If you combine those savings with other techniques, you can even get many things for free!