Most people are living paycheck to paycheck. When all you can afford are the minimum payments on credit cards, and each month you max out the card again to stay afloat, how can you possibly find a way to pay down the credit cards? Here a seven ways to “find” extra money each month. Make a list...

The number of consumers that are faced with a tight budget is increasing as the state of the economy seems to decrease with an increased instance of job loss and record high foreclosure statistics. With the current stain on the budget, it can be hard to find extra money within the budget to fund the...

Bankruptcy is a serious decision and has serious ramifications, so make sure you only file for protection as a last recourse. When things seem to be at their worst it may seem like an appetizing solution, but often, it is not the best course of action. When you file for bankruptcy protection, it stays...